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She Managed Every Rupee in the House. She Had Not One Rupee Invested in Her Own Name. Her name was Meena Bhabhi. That is what everyone in the colony called her. Not Meena. Not Mrs Sharma. Meena Bhabhi — said with the particular warmth that Indian neighbourhoods reserve for the woman who is somehow everyone's elder sister at once. She was 44 years old. Her husband worked in sales and travelled frequently. She ran the household — and I do not mean that lightly. She managed the

How to Invest in India as an NRI in 2026 — The Complete Honest Guide Let me start with a conversation I have almost every week. An NRI based in Dubai — or London or Singapore — calls me and says some version of the same thing: "Santosh, I have been meaning to invest back home for years. I keep putting it off because I do not know where to start. The rules seem complicated. And frankly, I do not know who to trust." I understand that feeling completely. The information availabl

If you have ever thought about investing in mutual funds in India, you have almost certainly asked this question. Should I invest a fixed amount every month through a SIP? Or should I invest everything at once as a lump sum? At Khazana Associates we speak to hundreds of investors across Gurugram, Bhubaneswar, Hyderabad and Pune every year. This is one of the most common questions we hear. The honest answer is — it depends. But in this guide we will break down exactly when SIP

Every year millions of Indians scramble in January, February and March to save tax before the financial year ends. They put money in fixed deposits, insurance policies and PPF — often without thinking about returns. But there is a smarter way to save tax in India. It is called ELSS — Equity Linked Savings Scheme. At Khazana Associates we help investors across Gurugram, Bhubaneswar, Hyderabad and Pune save maximum tax with several financial solutions. In this complete guide we

How to Start a SIP in India in 2026 — Complete Step by Step Guide Starting a SIP (Systematic Investment Plan) is one of the smartest financial decisions you can make in India today. Whether you earn ₹25,000 per month or ₹2,50,000 per month — a SIP helps you build wealth steadily without worrying about market timing. At Khazana Associates, we have helped hundreds of investors across Gurugram, Bhubaneswar, Hyderabad and Pune start their SIP journey. In this guide, we explain ex